|
We
have put together The Complete Consumer's
Guide to HSAs to give you all the information you need
to make an intelligent decision when considering an HSA-qualified
health insurance plan. In this 36-page comprehensive guide you'll
learn:
- Why the
premiums are so much lower than conventional copay plans
- How an
HSA can reduce your taxes by up to $1864
- How to
make all your medical expenses tax deductible
- How to
pay for alternative care (like acupuncture or homeopathy) with
pre-tax dollar
- The types
of plans available, and how to choose the best insurance company
and plan for your needs
- How to
select the right HSA administrator (and why it's usually best
not to go with the one recommended by the insurance company!)
- Strategies
on how to maximize the value of your HSA
- Essential
information on what records you must keep to avoid IRS hassles
Do
not do anything until you read this report. You'll then be
in a position to ask intelligent questions, and get the best value
on the plan that works best for you.
If
you are ready to look at quotes on an HSA-qualified plan, enter
your zip code to get instant quotes. Then call me and
I can help you sort through your choices.
Just
fill out the form below, and I'll rush you The Complete Consumer's Guide to
HSAs at no cost to you. Please note that your contact information will
never be shared with anyone. If you have some questions, just call 866-582-1401,
and ask for Paula Santamaria .
"This
has been a great experience - Excellent Service"
Your
service was different because you cared and you helped
me out by looking quotes up that fitted my needs and you
were always pleasant to talk to. We were on the phone
for a while while you were looking quotes up on the computer
back and forth....plus you answered a lot of my questions.
This has been a great experience - Excellent service.
I
know I have someone that I can talk to and turn to if
I have any insurance needs and/or questions. That really
does mean something.
It
was a pleasure working with Paula. She was on top of things
and was always there when I needed her. She kept in contact
with me through phone and email every week until I found
what I was looking for. Even then, she continued to keep
in contact to see the insurance go through and to see
if i was happy with the quote. For if it changed, she
would help me out with it. Thanks again Paula. I couldn't
of done this with out you! I would definitely recommend
you to others!
Christine
Klueber
Castle Rock, CO
|
| Introduction |
4
|
- How
This Report Can Help You
- Health
Savings Accounts
- Because…
|
4
4
5
|
| Health
Savings Accounts |
6
|
- Tax
Deductible Contributions, Tax-deferred Growth, Lower
Premiums
|
6
|
| Qualifying
High-Deductible Health Plans |
7
|
- What
Makes a Health Insurance Plan HSA-Qualified?
- HSA
Plans have Lower Premiums
- Lower
Rates for the Long Run
|
7
7
8
|
| Tax
Savings |
9
|
- State
Income Tax
- Contribution
Limits
- Free
Health Insurance
|
9
9
10
|
| Tax-subsidized
Medical Expenses |
11
|
- Medical
Expenses not Normally Covered
by Health Insurance that can be Paid for from an
HSA
- Alternative
Treatments
- Dental
Expenses
- Mental
Therapy
- Chiropractor
Visits and Physical Therapy
- Transportation
and Lodging Expenses
- Preventive
Health Care
- Nonprescription
Medications
- Maternity
Expenses
|
11
11
12
12
12
12
13
13
13
|
| Adding
up the Premium and Tax Savings |
14
|
| Long-term
Wealth Accumulation |
15
|
| How
to Choose an HSA-qualified Health Insurance Plan |
17
|
- Qualifying
Health Insurance Plans
- PPO
Network
- Insurance
Company
- Choose
a Plan
- Underwriting
- Group
Coverage
- Using
a Cafeteria Plan to Fund an HSA
- Impact
of FSA/HRA Coverage on
Ability to Contribute to an HSA (including 2 1/2
month rule issue)
- Individual
Plans for Groups
- Keeping
the Premium Low
- How
to Apply
|
17
17
17
18
19
19
19
20
21
22
22
|
| How
to Establish an HSA |
24
|
- Choosing
an HSA Administrator
|
24
|
How
to Choose an Insurance Agency
|
25
|
| HSA
Strategies |
26
|
- Strategies
to Maximize Your Tax Benefits and Future Savings
|
26
|
| Using
an HSA for Retirement |
29
|
| Overall
Impact of HSAs |
32
|
|
|
